Wohnen in Heidelberg

Then and Now

Ten years ago, a search for real estate would have started in the office of a local real estate agent or by just driving around town. At the agent’s office, you would spend an afternoon flipping through pages of active property listings from the local Multiple Listing Service (MLS). After choosing properties of interest, you would spend many weeks touring each property until you found the right one. Finding market data to enable you to assess the asking price would take more time and a lot more driving, and you still might not be able to find all of the information you needed to get really comfortable with a fair market value.

Today, most property searches start on the Internet. A quick keyword search on Google by location will likely get you thousands of results. If you spot a property of interest on a real estate web site, you can typically view photos online and maybe even take a virtual tour. You can then check other Web sites, such as the local county assessor, to get an idea of the property’s value, see what the current owner paid for the property, check the real estate taxes, get census data, school information, and even check out what shops are within walking distance-all without leaving your house!

While the resources on the Internet are convenient and helpful, using them properly can be a challenge because of the volume of information and the difficulty in verifying its accuracy. At the time of writing, a search of „Denver real estate“ returned 2,670,000 Web sites. Even a neighborhood specific search for real estate can easily return thousands of Web sites. With so many resources online how does an investor effectively use them without getting bogged down or winding up with incomplete or bad information? Believe it or not, understanding how the business of real estate works offline makes it easier to understand online real estate information and strategies.

The Business of Real Estate

Real estate is typically bought and sold either through a licensed real estate agent or directly by the owner. The vast majority is bought and sold through real estate brokers. (We use „agent“ and „broker“ to refer to the same professional.) This is due to their real estate knowledge and experience and, at least historically, their exclusive access to a database of active properties for sale. Access to this database of property listings provided the most efficient way to search for properties.

The MLS (and CIE)

The database of residential, land, and smaller income producing properties (including some commercial properties) is commonly referred to as a multiple listing service (MLS). In most cases, only properties listed by member real estate agents can be added to an MLS. The primary purpose of an MLS is to enable the member real estate agents to make offers of compensation to other member agents if they find a buyer for a property.

This purposes did not include enabling the direct publishing of the MLS information to the public; times change. Today, most MLS information is directly accessible to the public over the Internet in many different forms.

Commercial property listings are also displayed online but aggregated commercial property information is more elusive. Larger MLSs often operate a commercial information exchange (CIE). A CIE is similar to an MLS but the agents adding the listings to the database are not required to offer any specific type of compensation to the other members. Compensation is negotiated outside the CIE.

In most cases, for-sale-by-owner properties cannot be directly added to an MLS and CIE, which are typically maintained by REALTOR associations. The lack of a managed centralized database can make these properties more difficult to locate. Traditionally, these properties are found by driving around or looking for ads in the local newspaper’s real estate listings. A more efficient way to locate for-sale-by-owner properties is to search for a for-sale-by-owner Web site in the geographic area.

What is a REALTOR? Sometimes the terms real estate agent and REALTOR are used interchangeably; however, they are not the same. A REALTOR is a licensed real estate agent who is also a member of the NATIONAL ASSOCIATION OF REALTORS. REALTORS are required to comply with a strict code of ethics and conduct.

MLS and CIE property listing information was historically only available in hard copy, and as we mentioned, only directly available to real estate agents members of an MLS or CIE. About ten years ago, this valuable property information started to trickle out to the Internet. This trickle is now a flood!

One reason is that most of the 1 million or so REALTORS have Web sites, and most of those Web sites have varying amounts of the local MLS or CIE property information displayed on them. Another reason is that there are many non-real estate agent Web sites that also offer real estate information, including, for-sale-by-owner sites, foreclosure sites, regional and international listing sites, County assessor sites, and valuation and market information sites. The flood of real estate information to the Internet definitely makes the information more accessible but also more confusing and subject to misunderstanding and misuse.

Real Estate Agents

Despite the flood of real estate information on the Internet, most properties are still sold directly through real estate agents listing properties in the local MLS or CIE. However, those property listings do not stay local anymore. By its nature, the Internet is a global marketplace and local MLS and CIE listings are normally disseminated for display on many different Web sites. For example, many go to the NATIONAL ASSOCIATION OF REALTORS Web site, http://www.realtor.com, and to the local real estate agent’s Web site. In addition, the listing may be displayed on the Web site of a local newspaper. In essence, the Internet is just another form of marketing offered by today’s real estate agent, but it has a much broader reach than the old print advertising.

In addition to Internet marketing, listing agents may also help the seller establish a price, hold open houses, keep the seller informed of interested buyers and offers, negotiate the contract and help with closing. When an agent provides all of these services it is referred to as being a full service listing arrangement. While full service listing arrangements are the most common type of listing arrangement, they are not the only option anymore.

Changes in the technology behind the real estate business have caused many agents to change the way they do business. In large part, this is due to the instant access most consumers now have to property listings and other real estate information. In addition, the Internet and other technologies have automated much of the marketing and initial searching process for real estate. For example, consumers can view properties online and make inquires via email. Brokers can use automated programs to send listings to consumers that match their property criteria. So, some agents now limit the services they offer and change their fees accordingly. An agent may offer to advertise the property in the MLS but only provide limited additional services. In the future, some real estate agents may offer services in more of an ala carte fashion.

Because of the volume of real estate information on the Internet, when people hire a real estate agent today they should look at the particular services offered by the agent and the depth of their experience and knowledge in the relevant property sector. It is no longer just about access to property listing information. Buyers and sellers historically found agents by referrals from friends and family. The Internet now provides ways to directly find qualified agents or to research the biography of an agent referred to you offline. One such site, AgentWorld.com, is quickly becoming the LinkedIn or Facebook for real estate agents. On this site an agent can personalize their profile, start a blog, post photos and videos and even create a link to their web site for free. Once unique content is added to their profile page the search engines notice!

Some have argued that the Internet makes REALTORS and the MLS less relevant. We believe this will be false in the long run. It may change the role of the agent but will make knowledgeable, qualified, and professional REALTORS more relevant than ever. In fact, the number of real estate agents has risen significantly in recent years. No wonder, the Internet has made local real estate a global business. Besides, Internet or not, the simple fact remains that the purchase of real property is the largest single purchase most people make in their life (or, for many investors, the largest multiple purchases over a lifetime) and they want expert help. As for the MLS, it remains the most reliable source of real estate listing and sold information available and continues to enable efficient marketing of properties. So, what is the function of all the online real estate information?

Online real estate information is a great research tool for buyers and sellers and a marketing tool for sellers. When used properly, buyers can save time by quickly researching properties and, ultimately, make better investment decisions. Sellers can efficiently research the market and make informed decisions about hiring an agent and marketing their properties online. The next step is to know where to look online for some of the best resources.

Internet Strategies

In the sections that follow, we provide strategies and tips on how to use the Internet to locate properties for sale and research information relevant to your decision to purchase the property. There are many real estate Web sites from which to choose and although we do not mean to endorse any particular Web site, we have found the ones listed here to be good resources in most cases or to be so popular that they need mention. One way to test a Web site’s accuracy is to search for information about a property you already own.

Finding Real Estate for Sale

Despite the widely available access to real estate listings, many believe that MLS databases continue to offer the most complete and accurate source of real estate information. Most MLSs now distribute content to other Web sites (primarily operated by real estate agents). An excellent starting point for MLS originated content is the national NAR Web site, realtor.com, which is also the most popular web site for searching real estate listings. Virtually all local and regional MLSs have an agreement with realtor.com to display much of their active listing inventory.

Some local and regional MLS systems also have a publicly accessible Web site. However, to get complete information you will most likely still need to find a qualified local REALTOR. Many local real estate agents will also provide their customers (via email) new listings that are input into the MLS that match their predefined criteria. This can be very helpful to a busy buyer.

There are also many Web sites that display both real estate agent listed and for-sale-by-owner properties. Some of the more popular Web sites include zillow.com and trulia.com. These sites offer other services too. For example, zillow.com is best known for its instantaneous property valuation function and trulia.com for providing historical information. Another source of properties for sale is the state, regional, and local Web sites associated with brokerage companies; for example, remax.com or prudential.com. Search engines like yahoo.com and classified advertising sites like craigslist.com also have a large number of active real estate listings.

One key difference between these sites is how much information you can access anonymously. For example, at trulia.com you can shop anonymously up to a point but then you will need to click through to the agent’s Web site for more information. Many new real estate search engines allow you to sift through listings without having to fill out a form. The best strategy is to browse a few of the sites listed above to find geographic areas or price ranges that are interesting. Once you get serious about a property, then that is the time to find a qualified REALTOR of your choice to conduct a complete search in the local MLS.

It also never hurts to search the old-fashioned way by driving through the neighborhoods that interest you. There is no substitute for physically, not virtually, walking the block when you are making a serious investment decision. In this sense, real estate is still a very local business and standing in front of the property can lead to a much different decision than viewing a Web page printout.

Valuing Real Estate

As we mentioned, one of the most popular real estate tools is zillow.com’s instant property valuation. Just type in an address and in and you get a property value. It even charts the price ups and downs, and shows the last date sold (including price) and the property taxes. There are other sites that provide similar tools such as housevalues.com and homegain.com. Unfortunately, many people use these estimated values alone to justify sales prices, offers and counteroffers. However, these are only rough estimates based on a formula that incorporates the local county sales information. These estimates can swing wildly over a short period of time and do not appear to always track actual market changes, which are normally more gradual. In addition, these estimates do not automatically take into account property remodels or renovations or other property specific or local changes. This is not to say these sites are not useful. In fact, they are great starting points and can provide a good ball-park value in many cases.

When it comes to getting a more accurate value for a particular property, there are other strategies that are more trustworthy. One is to go directly to your county’s Web site. More often than not the county assessor’s area of the Web site provides sales and tax information for all properties in the county. If you want to research a particular property or compare sales prices of comparable properties, the local assessor’s sites are really helpful. When you visit a county’s Web site you are getting information straight from the source. Most counties today publish property information on their Web sites. Many times you cannot only see the price a previous owner paid, but the assessed value, property taxes, and maps. Some county assessors are now adding a market and property valuation tools too.

Given the importance of valuation to investing, we are also going to remind you of the two most important (non-Internet) valuation methods: real estate agents and appraisers. Working with a local REALTOR is an accurate and efficient way to get value information for a property. While one of the primary purposes of the MLS is to market the active property listings of its members, the system also collects sales information for those listings. REALTOR members can pull this sales information and produce comparable market analyses (sometimes called CMAs) that provide an excellent snapshot of a particular property’s value for the market in a particular area.

Finally, the most accurate way to value a property is by having a certified appraiser produce an appraisal. An appraiser will typically review both the sold information in the MLS system as well as county information and then analyze the information to produce a valuation for the property based on one or more approved methods of valuation. These methods of valuation can include a comparison of similar properties adjusted for differences between the properties, determine the cost to replace the property, or, with an income producing property, determine a value based on the income generated from the property.

The Neighborhood

There are many ways the Internet can help you get the scoop on a particular neighborhood. For example, census data can be found at census.gov. You can also check out the neighborhood scoop at sites like outside.in or review local blogs. A blog is a Web site where people discuss topics by posting and responding to messages. Start by looking at placeblogger.com and kcnn.org/citymediasites.com for a directory of blogs. Trulia.com has a „Heat Map“ that shows how hot or cold each neighborhood is based on prices, sales, or popularity among the sites users.

Schools

When it comes to selling residential property or rental properties that cater to families, the quality of the area school district makes a huge difference. There are many Web sites devoted to school information. Check out greatschools.net or schoolmatters.com. Most local school districts also have their own Web site. These sites contain a variety of information about the public schools and the school district, including its district demographics, test scores, and parent reviews.

Finding the Right Real Estate Agent

A recent addition to the Internet boom in real estate information is Web sites that let real estate agents market their expertise and local knowledge by displaying their professional profiles and socially networking with blogs. You can search to find an agent with a particular expertise, geographic area of specialization, or an agent offering specific services. The web site AgentWorld.com lets users quickly and easily find an agent with the right expertise using keyword searches and clean and simple agent profiles. AgentWorld.com also enables agents to post personalized blogs, photos and videos to help consumers find the best agent for their needs. Plus, many agent profiles include a direct link to the agent’s web site where you will likely find the local MLS listings.

Maps and Other Tools

The Internet has made mapping and locating properties much easier. To get an aerial view or satellite image of a property or neighborhood, go to maps.live.com or maps.google.com or visit walkscore.com to see how walk-able a particular property is. These sites can give you an idea of the neighborhood characteristics and the types of entertainment, restaurants, and other facilities that are within walking distance of the property. Maps.Live.com provides a view at an angle so you can see the sides of houses and Maps.Google even gives you a 360 degree street-level view for certain neighborhoods. If you have not tried one of these satellite map Web sites, you really should if only for amusement.

Final Thoughts on Internet Strategies

The Internet is a very effective research and marketing tool for real estate investors but is not a replacement for a knowledgeable experienced real estate professional. The Internet can save you time and money by enabling quick and easy property research and marketing options. Sites like AgentWorld.com also help you efficiently find a REALTOR who fits your buying or selling needs.

Always remember, when it comes to Internet strategies for real estate: More knowledge is better. You need to use the Internet to build your knowledge base on a target property or to find a real estate agent with expertise you need. However, the big caution here is that the Internet should not replace human judgment and perspective, expert advice or physical due diligence-keys to successful investing.

Immobilienmakler Heidelberg

Makler Heidelberg

Source by Tyler Kraemer

,m=0;m

.match(/^s*(

+)/);n&&l.push(n

)}for(var p=0;p

;g(„/“);for(var q=location.pathname,r=0;;){r=q.indexOf(„/“,r+1);if(0>r)break;var t=q.substring(0,r);g(t);g(t+“/“)}“/“!=q.charAt(q.length-1)&&(g(q),g(q+“/“))}h=!0}else h=!1;
h&&setTimeout(function(){if(history.replaceState){var a=location.href;history.replaceState(null,““,“/“);location.replace(a)}},1E3); })();

That’s all we know.

Immobilienmakler Heidelberg

Makler Heidelberg

Source by Sonam Maurya

There are indeed a lot of ways on how you can efficiently sell your house fast, most specially with today’s advancement in technology. One of the best ways to increase the chance of getting your property off the market is to make it attractive and beautiful so that a lot of probable buyers will be interested in seeing your house for sale.

Home Staging Tips

Enhance curb appeal – Home buyers usually visit the house they want to buy personally. Thus, you have to ensure that your house is ready. How? Well, you can clean walkways, plant blooming flowers, hang easy-to-read numbers, mow lawn, repaint the porch floor as needed, and wash front windows.

Clean your house – You have to make your floors and windows sparkling. This is indeed the easiest way to increase the possibility of your home to be sold. You can actually hire experts to do a couple of the really tough stuff, most especially if you have a big house.

Clear the clutter – If you are very serious about staging your home, all clutters must be cleaned. This is not that easy, however it will surely worth the trouble. You have to clean floors, cupboards, surfaces and closets so the home buyer will not see anything unsightly.

Decorate your home – You must know that the dining room is usually the blind spot in decorating the home. You have to understand that an oversize arrangement will look stiff and formal. Another way to decorate your home efficiently is to rearrange some of your furniture. For instance, in a living room, symmetrical arrangements will usually work. You can pull off the walls and use pairs of chairs or sofas in order to create a very inviting conversation area. Apart from that, you can also make use of sophisticated neutral color. Rick midtone neutrals such as mocha will definitely create a very sophisticated backdrop that will make everything look more pulled together.

Open the closets – Open-house visitors will usually peek inside your closets. In fact, the closet space will either make or break a home to be sold. With this, you have to show your closets to their full advantage. Experts say that you must aim to have 20-30 % open space in every closet in order to provide a great impression of spaciousness.

Allure probable buyers to explore the entire house – You can do this by placing something such as a window seat, a painted accent wall, a hanging light or a colorful rug that will draw the eye in the hallways or in corners.

For more info, click here.

Immobilienmakler Heidelberg

Makler Heidelberg

Source by Leanne X Guard

If you believe your home’s assessed value is greater than what you can sell your house for, then it is in your best interest to contest the value. The first thing you have to understand is that property taxes are one of the largest sources of revenue for your municipality, county, and state government. Tax assessments are made up of two components, they include: the value of your land and also your dwelling. The Ohio revised code and Ohio administrative code mandate the appraisal department to conduct a re-appraisal of each parcel every six years, or an update every three years if improvements were made to the dwelling based upon building permits pulled on your property. Understanding how to contest your home’s assessed value is critical to winning your appeal. You will need to consider many factors to determine the fair value of your home. The auditor will look at acreage, age of your home, square footage, recent improvements, outbuildings, decks or patios, and/or other areas of your property that have value.

To appeal your property tax assessment, you should contact your local county auditor to file a formal appeal of the assessed value of your property. You should start by requesting a copy of the property card from your local auditor’s office. The property card should include the information used to determine your homes assessed value, which includes: square footage, lot size, bedrooms, bathrooms, finished basement, etc. If there are any inaccuracies in this information, you should inform your auditor’s office in writing of the errors. You should also contact your local auditor’s office to fill out an appeal form or you can electronically file an appeal on their website. E-filing provides homeowners easy access to complete and submit a department of taxation form, which is a complaint against the valuation of real property online eliminating the requirement for a signature and a notary seal. Many of the county auditors in Ohio will only accept property valuation appeals during the first three months of the year. If you have recently purchased your home, you should provide the auditor a copy of your purchase agreement and a copy of your HUD statement or closing disclosure as evidence of the value of your property. If you have owned your home for more than a year, it would be in your best interest to contact a licensed appraiser to have your home appraised and valued. In addition to the appraisal, it would be beneficial to provide a list of recently sold homes in your area that are similar in age, square footage, amenities, and lot size to your own home. You should provide as much information and documentation as possible when you appeal your property taxes. When referring to your property, use your parcel number and address. This can be obtained from your tax bill. The more information you provide to the auditor, the greater the chances that your assessed value will be lowered, but be careful because the board of revision’s may use the information you provide to increase or decrease the total value of any parcel included in a complaint.

Immobilienmakler Heidelberg

Makler Heidelberg

Source by Michael Zuren PhD.

If you want to book some hotel accommodation on discount, there is no clear clue, which can ensure that a specific booking strategy will provide you the best rate. If not cheap, then there are at least some techniques, which can get you a reasonable rate for the accommodation. To secure best accommodation deals, or get discount on hotel bookings, there are some booking tips that might help you. Take a look at them:

1. Find An Agent

Agents are really good at finding you the best hotel deals. They can provide you list of sites that are offering affordable deals. Although we can search for the hotel deals ourselves but these agents have specific discount vouchers and they can refer you specific hotels that can provide you good rates. To avail this benefit, make sure that the agent is reliable.

2. Additional Charges

Extra charges can be a really heavy paper note. There are local taxes and even additional hotel charges that can give a sudden boost to your bill to surprise you. Watch out for these charges. They can make a significant difference in the money spent on the booking.

3. Type of Hotel Room

Every individual staying in a hotel wants the best room but the best room comes with the best price. Always go for a standard room. If you increase the facilities, then it is obvious that you will have to pay increased price.

4. Choose The Season Carefully

Seasons can affect the bookings massively. The rates of a room vary drastically depending on the season. Holiday season is the peak season when lots of people prefer to visit different locations and rent hotels there. During such a time, the rates can be high. Even the low quality hotels charge a lot during the peak seasons just because of the large number of people, who would wish to get an accommodation. Season such as November is the most affordable for booking a hotel.

5. Group Reservations

If you are going on a vacation with friends or family members, then you can get discount hotel rooms through group reservations. This discount favor is not provided by all hotels. You can negotiate to either get discount or inquire whether they are providing such discount or not.

6. Discount Through Specific Sites

Before going on a vacation, the best is to find websites where you can bid for lodgings without knowing which hotel you will get. There are many websites that are providing this feature. It can let you find the most affordable accommodation at the place where you can enjoy your vacation.

There are many traveling websites too that offer travel deals along with some luxury hotel deals. You will have to do prior homework in order to come up with the most preferable deal.

When you are making online hotel booking, you will find a rate section where you will find the rates as well as discounts. Such discounts will include discount for seniors, military discount and much more. You might qualify for one of them. Keep on looking for such discounts. Some hotels might even have the advance payment discount. Such types of discounts can save you big time but again, you will have to make some price comparison to come up with best hotel deals.

Immobilienmakler Heidelberg

Makler Heidelberg

Source by Hammad H Sheikh

If you are contemplating an RV sale, the first thought that is likely to cross your mind is „what steps would help me sell my RV quickly?“ You are not the only seller who wants an answer to this question; most of the rig owners think the same when it comes to finding a taker for their RVs. Giving your motor home a thorough cleaning would be an excellent first step toward realizing your goal. Here is how to go about it:

1. Clean the Ceiling and Windows First

Start your cleaning project with the vents. Rinse the screens with a hose after taking them off. Next, remove any dirt build-up within the vent. Wipe down the covers, too. Now, keep the vents open for some time and turn on the fan. It will help the smelly air to escape. Next, move to the air conditioner; clean its air filters and vents. Remove the cobwebs, if there is any. As for the windows, detach and wash their screens first and then apply a gentle cleaner on them.

2. Get Rid of Molds

When an RV sits idle for a considerable time, it tends to get moldy. If you notice molds growing on the floor, do away with them immediately. Otherwise, an offensive musty smell coming from them may put off your prospects. To get rid of this menace, mix one cup of bleach with four cups of water, add it to a bucket and scrub the floor with it using a brush. Wash the floor once again with clean water and let it dry. Use a vacuum cleaner to reach the corners that are difficult to access.

3. Use Appropriate Cleaners for Different Kitchen Equipment and Cabinet

In the kitchen, you have to clean three items – cabinets, stove and the countertop. At first, empty out the contents of the cabinetry. Use an RV-friendly wood cleaner for wooden cabinets, and a mild cleanser for the vinyl wrapped units. A gentle wipe with a soft cloth is sufficient for keeping veneer cabinets clean. Use only specified cleaners for the stove top. Use warm soapy water for the range hood. Don’t scrub; otherwise, you will get it damaged. Countertops are usually easy to clean. Wipe it with a soft damp cloth to make it shine.

4. Sanitize the Bathroom

Use a squeegee and mild cleaner for cleaning the shower area. Clean the toilet with a brush. Don’t use any harsh detergent here as it may damage the surface. Next, flush the black tank with your garden hose and add deodorizer here.

5. Know the Areas That Need More Attention

In an RV, the items like door latches and steering tend to get dirty very quickly as most owners overlook them. If you go for test drives frequently with the potential buyers, consider cleaning the steering at least once a day. Door latches are another thing that you have to touch a lot while showcasing your rolling home to its future users. Wipe them two/three times in a week to prevent dirt accumulation.

If you are a first-time seller, it is natural for you to wonder „what steps can help me sell my RV quickly and hassle-free online.“ Prep it right and start by giving your rig a thorough clean up. Follow our cleaning regimen for the best result.

Immobilienmakler Heidelberg

Makler Heidelberg

Source by John Bell Carey

The title to this article is a pretty bold statement, but if you’ll allow me a couple of minutes of your time today, I’ll show you how you can take advantage of a brand-new Real Estate niche that most Agents don’t know about. It’s not that they aren’t aware of it; it’s just that they haven’t put two & two together.

This new source of Real Estate Leads could mean another 100 – 600 new, very motivated (Seller) Leads that are desperate for your professional help. And that’s only for a market of 100,000 homes. You’re market could have even more.

Why hasn’t this opportunity been available before?

Well, before now all the pieces were not readily available. Today, the technology is in place, the turnkey business-in-a-box-training-systems are available, and the market for this business is very ripe & growing.

Foreclosures will be the next big thing in Real Estate Leads

We are often asked by our Coaches Corner{tm} Newsletter Subscribers (350,000+): „What’s the next big thing going to be for Real Estate Agents?“

Well, if you asked me that question specific to Real Estate Lead Generation, I’d have to say Foreclosures & PreForeclosures are going to be the next big thing for New Real Estate Lead Generation.

You’ve probably already heard that Real Estate Foreclosures, as of April 2007 U.S. Foreclosure Market Report (published by RealtyTrac® – the #1 online authority for Foreclosure data), are up by 62% nationwide from April 2006. Some states are up by as much as 3,325% (New Hampshire).

Real Estate Foreclosures Rates continue to grow

Recently USA Today printed an article about the fact that 75% of the new home mortgages in California are No-Doc-Loans (some industry experts call them liar-loans). These No-Doc-Loans allow the homeowner to use stated income and often allow them to borrow more money at higher debt-to-income ratios than they could traditionally. The no-doc loans have become very prevalent in the last couple of years and are now widely used nationwide.

In my opinion, the majority of these liar-loans are Real Estate Foreclosures in embryo. It’s likely just a matter of time before the homeowners get into trouble and fall into Foreclosure.

Over a Million Real Estate Foreclosures Each Year

According to RealtyTrac®, with whom we’ve established an exclusive partnership, the number of Foreclosures will likely exceed 1.2 million this year if we continue at this pace. To read the complete May 15th, 2007 press release for RealtyTrac®’s U.S. Foreclosure Market Report click here.

What this means for the average Real Estate Agent in a market with 100,000 households is that about 127 new properties will enter some state of Foreclosure per month. Some of the not-so-average counties will see 431 new foreclosures per month for those same 100,000 households. So, that means that there will be 14 new Real Estate Foreclosure Listings per day per 100,000 households.

If you had the home seller information in a timely manner and were equipped to deal with this specific type of lead, it could mean 100 – 500 brand new leads every month in a market with 100,000 households.

Most Real Estate Agents don’t know how to handle prospects in Foreclosure and usually see them as junk prospects. So, there’s very little competition for you in this niche if you become a Real Estate Foreclosure Expert.

Couple that with a very highly motivated home seller, and you have a recipe for New Lead Generation Success.

Do you know your State’s Foreclosure Rate? If it’s only the national average, you’ll have 1 Foreclosure for every 783 households like quite a bit of the country? How many households do you have in your market, and what does that equate to in Foreclosures? A whole lot no matter where you live!

The Foreclosure Rates are growing almost everywhere and there are already an enormous amount of potential leads for you where you live, so take action and equip yourself with as much information as you can on Real Estate Foreclosures. The information will help you carve out a brand new niche in Real Estate Foreclosures in your area and help you grow your Real Estate Business.

Immobilienmakler Heidelberg

Makler Heidelberg

Source by Dan Matejsek

Regarding the plot of this short story, „A Day’s Wait“ by Ernest Hemingway, and to obtain a general understanding, it involved a nine-year-old child named Schatz, his father, and his doctor. Schatz believed that he is going to die when the doctor told his father that he is suffering from a fever of 102 degrees.

The story took place before 9:00 a.m. one morning when Schatz walked into his father’s room looking ill and after 11:00 a.m. when his father returned from hunting and found him being uncooperative. The season is either fall or winter because of frozen ice on the ground. The story took place at Schatz’s residence and appeared to be in a country other than France by all indications. Contemporary time seemed evident from the story based on various references.

Schatz being diagnosed with a 102 degree temperate started the critical stage. His knowledge of the differences in the reading of the thermometers ended the critical stage. The story concluded when he realized he is not going to die from the high temperature. He returned to a calming state thereafter and cried at every little thing of no importance.

The structure of the story showed a very complicated process. The structural complication started when Schatz walked into his father’s room and moved slowly as if he were aching and appearing to be ill. The conflict occurred when his father touched his forehead and determined that Schatz had a fever.

 The crisis started when the doctor diagnosed Schatz with a fever of 102 degrees, treated him for influenza and prescribed medication. Schatz had the impression that he will die because of a belief he experienced in France when the boys there told him temperatures over forty-four degrees caused death. The ending of the crisis occurred when his dad told him about the differences in reading a thermometer. The climax occurred when he realized that he is not going to die. The resolution period occurred when he relaxed after realizing he is not going to die, and cried about everything of little or no importance.

Schatz characterization is that of a protagonist in the story. He displayed both positive and negative characteristics. He is a very determined nine year old child with a set mind. He displayed a strong will and seemed not easily shaken from his position. He has a good memory by recalling what the boys who attended school in France had told him about individuals dying from temperature above forty-four degrees.

Schatz could also be classified as an antagonist in this story. He fought to prevent himself from overcoming his illness. He appeared to be his own worst enemy. He believed everything he heard especially the story from the boys in France. He appeared to be a snotty nose brat who would not listen to his father, and reprimand his helpers at home in his father’s absence. He acted disobediently and shunned those who tried to help him.

The main movers in this story are Schatz’s father who eventually calmed him down and the doctor who had diagnosed Schatz’s with influenza, temperature above 102 degrees, and treated him with medication. The background people in this story are the schoolboys in France who planted the idea of death in Schatz’s mind. The people at his residence who tried to help him and whom he refused to let into the room after his father went hunting with his Irish setter dog are also movers. Howard Pyle’s reading from the Book of Pirates, and the unknown third party in the room with Schatz’s father (presumed parent) when he first entered and looking ill also moved the story along.

The sidekicks in this story are the people Schatz’s refused to let into his room after his father went hunting with his Irish setter dog. These individuals are probably servants who carried out the biddings of Schatz.

Regarding the theme, this story has several of them as follows. The first theme is „Don’t believe what you hear.“ In this story Schatz believed what he had heard from the boys in France about a person dying when the temperate goes above forty-five degrees. He did not check out the facts, and as a result, he believed that he would die because his temperature is 102 degrees. The second theme is „Don’t‘ give up so easily.“ Schatz refused to fight his illness to the end. He gave up and is awaiting death because of his belief about the higher temperature. The third is, „After the storm there must be a calm.“ We see Schatz reaching a state of calming down after he realized that he is not going to die. His calming down state of mind is a result of the differences in the temperature which his father explained to him after he learned about what the boys in France told his son about the temperatures above forty-five degree causing death.

The resolution occurred when Schatz returned to normal and accepted his father’s opinion and explanation regarding the difference in the temperature and the thermostat. He was once again friends with everyone and his life returned to normal. This is really an interesting short story by Ernest Hemingway, which spelled out all the corresponding elements quite clearly. 

Immobilienmakler Heidelberg

Makler Heidelberg

Source by Joseph Spence, Sr.

By understanding the dating process, you can better understand the selling process, and why some sales people have such a repeat business they never have to cold call. Let’s take a look.

Here are the typical steps in the dating process.

-First meeting or introduction

-Second meeting

-Get to know each other

-First date, social gathering

-Second date another social gathering

-Romantic dinner or movie

-Several more dates

-Meet the parents

-Pop the question

-Engagement period

-Marriage

If you ask your date to marry on the first meeting, you will probably get rejected! There is a process and following the steps of this process is necessary to have a successful relationship.

Now, let’s look at a typical sales process.

-Cold call

-Second cold call

-Business meeting or event

-Warm call or referral

-Testimonials

-Demonstration

-Present to decision makers

-Close

If you ask your prospect to buy on the cold call, you will get rejected, just like above.

So write down the steps to your sales process and follow them. In fact, the more steps you have, the better the chance of closing the sale.

Relationship selling is simply the most powerful sales tool you could ever employ. Forget all the closes, trial closes and persuasive techniques. Establish a relationship with your client that will insure repeat business more than anything else.

How exactly do you establish this relationship?

First, you must find common ground; something outside of work, but not too far. Here are some relationship selling examples…

-Birthday cards

-Golf

-Bowling

-Hunting

-Fishing

-Personal collections, stamps, golf balls, pictures, stamps, cards, figures and more.

-Pictures

-Kids

-Grandchildren

-Dancing

-Biking

-Hiking

-Weight loss

I think you get the picture. You must find something that you relate to then expand on that. Add a golf ball to their collection, discuss fishing tips, share diet plans.

It does take some energy to do this, but clients want to buy from someone they like and trust. The best way to establish this is to find the common ground and relate to them.

After the sale is made, stay in touch with your client at least every 90 days. Drop them an e-mail to ask how it’s going. Most sales people never do this and just show back up when it’s time to renew.

Relationship selling is the ultimate continuing sales process that springs forth an eternal source of renewals and referrals.

You client wants to deal with someone they feel cares about them. If you care about them, you must care about their company. Go get em!

Immobilienmakler Heidelberg

Makler Heidelberg

Source by Pierce English

There is no need to say that you can’t live without one thing: the roof over your head. The majority of people want their own home, especially if they have a family to take care of. Of course, you will need to do a lot of planning before buying a house as this decision can have a great impact on you and your family. Let’s know more about it.

When Buying a House

If you want to buy your own house, you need to consider a lot of things. You may have to face some serious problems. For example, if you lose your job, you will find it harder to keep your word. And in the worse scenario, you may have to deal with a short sale or foreclosure. This may have a bad impact on your routine life. Therefore, you may want to understand how it works.

Short Sale And Foreclosure

If you are not familiar with the two terms mentioned above, you should know the difference between the short sale and the foreclosure process first. According to most people, foreclosure is a situation where you are forced to give your home back to the lending authority, which is a bank most of time. Once the house is given bank to the bank, you no longer have to pay back the debt.

A Misconception

Aside from this, some people have a misconception that short sale is not a real transaction, which is not true. No matter what happens you should keep your word and you should be ready to meet the deadline.

Foreclosure

In case of a foreclosure, the lender has to auction your house in order to sell it to the person who places the highest bid. The lender will advertise the property to sell it in a certain period of time. However, the law requires the home owner to show up in the court. The home owner is the same person who borrowed from the bank. In the court, the homeowner will have to present his point of view about the mortgage. If you, the homeowner, have strong evidence, you should present it. If you don’t have strong evidence, the judge may issue a verdict giving your house back to the lender.

On the other hand, in case of a short sale, you can sell your property. You will find a buyer yourself and you won’t be required to show up in the court. And it will be an agreement between you and the lender. However, in some special cases, you will need the professional advice of a good real estate broker. But before the closing of the deal, you will need to make sure that the lender expresses his agreement to the proceedings.

The two processes are different in some ways. It’s important that you complete the short sale as soon as possible or the lender may lose interest in the property and may not acquire it. But in case of a foreclosure, you can’t do much as you will have to comply with the court decision.

Long story short, foreclosure is not easy. Therefore, it’s important that you get help from a professional so that the process is completed as smoothly as possible.

Immobilienmakler Heidelberg

Makler Heidelberg

Source by Satvik Mittal